A loan against property (LAP) is a secured loan that is sanctioned against the asset pledged as collateral. This asset can either be an owned land, a house, or any other commercial premises. The asset remains as collateral with the lender until the entire loan against property amount is repaid.
Government employee ID.
Photo ID issued by GOI.
Property tax receipt.
Proof of income
Proof of income for NRIs
Proof of identity
Date of birth proof
Proof of address
We have shortened our processing times to simplify access and ensure a seamless experience. The loan has an easy online application, basic eligibility criteria, and a minimal requirement for documentation to facilitate quick processing.
There’s no need to worry about furnishing endless paperwork when you apply for the loan against property. You only need to submit basic paperwork, saving time and expediting verification.
Leverage your property in a cost-effective manner by getting funds at a competitive rate. Our loan against property comes with an affordable rate, which can not only help you maintain pocket-friendly EMIs
We maintain 100% transparency with all our customers. Every charge applicable is communicated during loan processing and is clearly listed within the loan documentation. There are absolutely no hidden fees that you need to worry about.
Loan against Property, you can handle repayment affordably. We offer a tenure that lasts up to 15 years, giving you the freedom to pay in instalments that can be easily managed.
foreclose your loan ahead of time, and clear your debt without worry of high charges.
Residing indian citizens
Between 23 and 62 years of age
Working professionals at public or private companies or MNCs with a minimum of 3 years of experience