Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.
Identity proof (pan card, passport, aadhaar card ,driving licence,a voter card)
Signature proof (pan card , passport)
Address proof(pan card ,aadhaar card ,driving licence,a vpoter card or a passport)
Bank staements of the past 6 months
Proof of income (salary slip, bank account statement, ITR forms)
Proof of residence and identity proof
Certified copy of your degrees and licence (this is applicable only for self-employed applicants).
Income tax return
Age.-21 years to 67 years
Employment.-MNC, public or private company.
Salary.-Rs. 22,000 or higher, based on your city of employment.
CIBIL score. 750 or higher.