Personal Loans

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Easy processing
Attractive Interest rate
Fast disbursement
Customise loan
Lower processing charges

Personal Loans


Check the Eligibility Criteria


Check Interest Rates and Other Charges


Calculate your EMI


Check Required Documents


Fill Application Form Online


Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.



Pan card

Identity proof (pan card, passport, aadhaar card ,driving licence,a voter card)

Signature proof (pan card , passport)

Address proof(pan card ,aadhaar card ,driving licence,a vpoter card or a passport)

Bank staements of the past 6 months 


Self employment

Proof of income (salary slip, bank account statement, ITR forms)

Proof of residence and identity proof

Certified copy of your degrees and licence (this is applicable only for self-employed applicants).

 Income tax return


Basic Features of Personal Loans

No Collateral/Security Required

Personal loans don’t need you to provide any collateral such as a house or car to avail a personal loan. The loan is approved only based on your creditworthiness, which depends on your credit score, income, repayment history, employer reputation, etc.

Flexible End Use

Personal loans can be used for multiple purposes, such as to meet expenses of a medical emergency, travel, house renovation, etc.

Flexible Tenure

Personal Loans usually come with flexible tenure ranging from 12 months to 60 months.

Minimal Documentation

Personal loans can be applied for online and even offline with minimal documentation. Key documents that lenders generally need the applicant to provide include a proof of identity, a proof of address and proof of income.

Quick Disbursal

Personal loan disbursal can sometimes happen within a few hours, once the application is approved. Turnaround times can also be as short as a few minutes if you can avail of a pre-approved loan offer.

Flexible Loan Amount

The personal loan amount that gets disbursed is based on an individual’s repayment history, monthly income, age, profession, employer reputation, and other such factors. 

Important Notes

Nationality- Indian.

Age.-21 years to 67 years

Work status.-Salaried.

Employment.-MNC, public or private company.

Salary.-Rs. 22,000 or higher, based on your city of employment.

CIBIL score. 750 or higher.